PacificFirst Mortgage

6120 Paseo Del Norte,
Suite I-2,
Carlsbad, CA, 92011
Tel: 760-607-0440
Fax: 760-607-0441

Welcome to
PacificFirst Mortgage/Hospitality Lending Division

PacificFirst Mortgage offers various financing programs including a wide selection of conventional and SBA Hotel/Hospitality Loans.

It is our goal to locate the best financing package for our clients. Our thorough understanding of the industry allows us to provide the best terms and most competitive rates for our client's individual property. By communicating clearly with our clients, we present both the advantages and disadvantages of each type and lender thereby allowing our clients to determine the loan that best achieves their financing goals.

Providing financing involves aspects such as:

  • Analysis of the property's operating income and expense statements, ADR and occupancy rates.
  • Analysis of the market in which the property operates.
  • Franchise or independent status.
  • Borrower's financial status, credit history and experience in hospitality ownership and operation.
  • Type of loan program applicable to the property and borrower.

Difficulties can arise with hotel and motel financing as a result of the appraisal, survey, franchise agreements or environmental studies. However, through our network of various professionals, PacificFirst Mortgage/Hospitality Lending Division prevents these problems that can delay or eliminate this opportunity for acceptable financing.

PacificFirst Mortgage/Hospitality Lending Division provides financing for the purchase or refinancing of existing hotels, new construction, Business and Industry (B&I) loans, "Cash Out" as well as conversions or remodeling.

6120 Paseo Del Norte, Suite I-2, Carlsbad, CA, 92011 | Tel: 760-607-0440 | Fax: 760-607-0441